Whether you chose a newer home or a home in a more matureneighbourhood, when you bought your current home, you did so based on it having features you love and enough space inside and out to accommodate your family and your lifestyle. However, over time, things change.

Undoubtedly, there will most likely come a time when you start to feel like moving to a bigger home in Oakville or Halton is the next logical step. If you’re still not sure and want more information before you take the leap, Sue Heddle Homes is sharing five signs that it’s time to buy a bigger house.

1. A Growing Family.

New baby on the way? Whether it’s the need for a nursery or you have aging parents or other family members moving into your home, adding more people generally means you’ll need more space. When there are more people in a home, you’ll need space for more stuff and you’ll certainly notice a bigger demand on bathroom space. Expanding families are one of the most...

House hunting can be a very exciting time, but it can also be a stressful time – especially if you're completely unprepared!  When you decide you are ready to start touring homes, make sure you start the process with a plan in hand.  By taking the time to get organized before you start, you will save yourself time and money and make the process much more enjoyable.

So, let’s take a look at what NOT to do!

1.     Not having your financing in order.

How can you really know what price you can afford without being pre-approved for a mortgage?  Sellers may actually be scared away by your offer without pre-approval as they will assume you aren’t really a serious contender. There were some big changes to mortgages recently, so be sure you know where you stand before you start shopping for your next home.

2.     House hunting on your own.

If you are serious about buying a house, you...

Announced in late May, the government of Canada has launched a new program that offers Canadians grants of up to $5,000 for completing energy-saving home upgrades. From upgrading heaters, to installing solar panels or replacing drafty windows and doors, the program aims to help keep our air clean and our environment healthy. 

Worth about $2.6 billion over seven years, the grants will help approximately 700,000 homeowners lower their bills and keep houses warmer during our cold winter months. If you’re interested in accessing these funds and improving the efficiency of your Oakville area home, keep reading for more information on how the program works. 

How Do I Access the Canada Greener Homes Grant? 

For those home owners who are keen to get started right away, here are some details on how to participate in the Greener Homes Grant initiative.

• Visit the program website to learn more.
• Register and book your pre-retrofit evaluation with a certified adviser....

The process of selling your home starts long before you select a realtor in Oakville and the ‘for sale’ sign goes up. If you’re thinking of selling your Oakville, Burlington or Mississauga home this year, there is no time like the present to start decluttering and make it more appealing for potential buyers. Sue Heddle Homes, offers free home staging to all of our clients, but when you work to clear out unused items and clutter ahead of time, it makes it even easier to showcase all the benefits your home has to offer.

When you're selling your house, know that potential buyers want to see everything. From storage closets to your garage, no space is safe from the eyes of a serious house hunter. Reducing the clutter in your home will enable you to maximize every square inch of your space and help potential buyers really see themselves in the house. 

Where To Focus Your Decluttering 

To help you get started, we're sharing a list of important...

The Canadian government has proposed new rules related to the mortgage stress test which would take effect on June 1, 2021. To review, the mortgage stress test was introduced by the government to help limit the number of Canadians who run into financial trouble by overextending themselves by assuming a mortgage they can’t comfortably pay for. 

As the real estate market has experienced continued growth and significant price increases during the global pandemic, many have been calling for regulatory changes in order reduce the risk of a market crash and to stop Canadians from assuming too much housing debt. 

Here’s How These Changes Will Affect You 

The proposed changes will increase the minimum qualifying rate for an uninsured mortgage from 4.79% to 5.25%. As a result, it will make qualifying for a mortgage more difficult for many Canadians. Simply put, on average, home buyers will be able to qualify for four to five percent less in funding because of this change....