The current direction of The Bank of Canada (BoC) to continually raise interest rates to curb record-high inflation has caused a lot of anxiety across Canada as to how to manage not just day-to-day expenses but the cost of home ownership.


Is there a silver lining within this “interest rate storm?”


Even though interest rates are high, this also means that property prices are and continue to be moving lower than peak levels from a year ago. This translates into a great opportunity for Canadians who were priced out during the peak period.

To take advantage of this, the following information for would-be-buyers is key to think about before buying:

1. Secure the rate insurance of a pre-approval. This can save a potential homeowner the heartache of not having one. Securing a mortgage that fits your budget is critical to saving interest costs over a mortgage life span.

2. Remember, choosing a lengthy fixed-rate mortgage to secure a consistent payment schedule over the long term is ultimately...
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Feature Home: 3170 20th Side Road, Campbellville, Milton


A Cinderella transformation has made a simple Milton country home into a Modern Scandinavian Farmhouse oasis with every modern convenience and detail incorporated.


AFTER: EXTERIOR TRANSFORMATION


BEFORE: EXTERIOR

BEFORE EXTERIOR 


Starting with the completely new exterior from top to bottom. A gorgeous new metal roof, combined with durable Hardie board siding and stunning Bavarian style “tilt n turn” windows really show off the true craftsmanship of this renovation. 


Attached to this beautiful home, is a car enthusiast's dream garage with over 800 sq feet to work in, including an electric car charger. To ensure that homeowners never go without power, a Kohler Generator allows up to 10 days of off-the-grid living at a time!


In addition, a stunning 6-poster veranda-style front porch, connects to a long winding asphalt driveway with poured concrete and flagstone walkway, wrapping around the house inviting you right up to the impressive...

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Sue Heddle Homes is the Scott McGillivray’s Trusted Agent for Oakville.  Sue is committed to being a reliable resource when it comes to all things real estate.



From knowing how to maximize the space you have to adding value to your home, or making the leap to invest in a vacation property, our team trusts Scott’s advice.


Here Are Our Top 10 Scott McGillivray Blogs:

  1. Designing a Kitchen for Multiple Generations
  1. Back to Basics: Types of Flooring
  1. Real Estate Warning Signs
  1. Downsizing Tips for Empty Nesters
  1. When to Replace Windows and Doors
  1. 8 Easy Ways to Increase the Value of Your Home
  1. How to Impress Home Buyers
  1. Scott’s Five Favourite Ways to Invest in Real Estate
  1. How to Make a Small Bathroom Look Bigger
  1. Vacation Properties: Pros and Cons


For more great advice, head to Scott’s website or take a look at the Sue Heddle Homes blog library, which includes helpful tips, ideas, and inspiration.


Working with an Oakville Realtor

Sue Heddle Homes takes great pride in being...

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