Consider Hockey Cares this Giving Tuesday.

We did it! We had a successful 2022 exchange in Attawapiskat with Hockey Cares - a project of True North Aid! Without the generous support of donors, this event would not be possible.

As the founder of Hockey Cares since 2017, this exchange is particularly dear to my heart. Hockey Cares continues to be committed to reconciliation and connecting indigenous and non -indigenous youth through the love of hockey. By continuing to play together, we learn from each other!

Please take a moment to look at all the amazing memories made during this exchange through below pictures and video and recent news coverage. We are looking forward to making Hockey Cares a national project by 2024.

We need your support to make this a national reconciliation project. Please donate now.

Thank you again for your support.

The current real estate market could be described as a “Buyer’s Market”, due in large part to high-interest rates and inflation tempering home prices considerably from the 2021 peak.

However, purchasing a home is no easy endeavor and will be the most significant investment a buyer will ever make in their life. The main factors for buyers that will NEVER change will be Affordability, Where, and How to make the dream a reality.  

The right time to buy a home depends on the right time for the buyer. Sue Heddle Homes is here to help buyers find the best route to achieve home ownership, whether it is for the first time or for the 7th! Let Sue be your guide through the home-buying process. 

Home Buying Q&A

Question: Is there a right/wrong time to buy a property?

Answer:Yes and No! It all depends on personal milestones.

Some buyers are sick of renting and want to build home equity vs giving it to a landlord, others have saved until they have an appropriate downpayment, and others feel they are finally ready to settle down and grow roots. Regardless of the reason, it is of utmost importance to consult a mortgage advisor to determine what the buyer can afford, not what they want. Otherwise, home-buying aspirations could lead to major disappointment.

Question: How to determine when to move?

Answer: Does your current living situation suit your lifestyle anymore?

Has your family grown and do you need more space? Or the opposite, are you now an empty nester and need less space? Does your current location no longer fit you? i.e. Do you need a change of scenery: Peace and quiet of a small rural location or the hustle of a big city? Lastly, is there a financial situation that needs to be accommodated? Moving can significantly alter finances (up or down) depending on where you want to go (urban vs rural).

Question: What to look for when viewing a potential home?

Answer:  The key items to look out for, regardless if you are a first-time home buyer or even a seasoned pro are structural deficits.

Water damage (particularly in the basement), roof condition, horizontal cracks in the foundation, uneven walls (slanting), and broken seals in windows could be major expenses to correct. This is why choosing a credible agent when looking at homes is paramount to avoid a potential disaster and buyer's remorse. However, cosmetic issues such as a seller's style, clutter, and unsolicited advice from non-buyers are to be avoided in your buying decision. In fact, looking beyond these superficial factors may give you an advantage when it comes to negotiating price. You can change a bad paint choice, but not a dream location!

The most important piece of advice is to ask questions and trust the professionals. They are experts in their field for a reason. They succeed when you, the buyer, do. 

With almost 15 years of experience, Sue Heddle Homes has what it takes to help you find your ideal home and location. From sharing key information about specific areas to knowing how to negotiate the best price, Sue is the only experienced realtor you need. If you’re thinking of starting your home search, give us a call at 416-906-7998, and let’s talk.